We focus on protecting one of your most important assets.
Using their skills, creativity, and knowledge, your employees are a vital part of the success of your company. It is no secret that happy associates work harder, make fewer mistakes, and rarely miss work. Treat them right, and you will reap tremendous benefits. Smart companies listen to what their people need. Still, it is difficult for owners to balance what is best for their business and their people.
SWBC finds carriers and providers that offer flexible plan designs, cost-control strategies, reduced administrative costs, technological strength, and online enrollment. Plus, we work with carriers that can provide ongoing reviews of your coverages, allowing us to ensure you have the right protection and policies in place.
Our first step to giving you the best coverage is by getting to know your needs. Together, we will identify trends within your employee population and see where more or less coverage is necessary. We will look at proactive and preventive measures that will give us a clear picture about the medical, pharmacy, and ancillary coverage you will need. By working collaboratively with insurance carriers, we secure the custom benefits package that is just right for your employees and your bottom line.
When you partner with SWBC, you will be assisted by a team of knowledgeable professionals who are always available to speak with you. Our team members are experts in the health insurance industry and stay current on the latest legislation, litigation, and claims trends.
SWBC is experienced and respected in the industry, and we have built strong, successful relationships with some of the most recognized insurance carriers across the country to offer:
- Flexible plan designs
- Cost-control strategies
- Reduced administrative costs
- Technological strength
- Online enrollment
Together we will look at your employee population to indentify utilization trends and see where more, less, or different strategies are necessary. Then, we will engage the most appropriate carrier and vendor partners to develop a strategic plan customized just for you and your employees.
When you partner with SWBC, our benefits team, along with your dedicated Account Manager, will work to ensure a smooth transition for you and your employees.
- Choice architecture
- Values-based benefits design
- Assess your business and employee needs
- Outline management objectives and survey market trends
- Analyze provider network options
- Negotiate with carriers and prepare recommendations
- Present you with alternative employee benefits programs
- Coordinate conversions, new enrollment, and implementation
- Assist with billing, claims, and enrollment issues
- Plan for the future
- Medical Plans—Fully-Insured, Self-Funded, or Partially Self-Funded
- Dental Plans—Fully-Insured, Discount, Self-Funded
- Vision Plans
- Life Insurance Plans
- Disability Insurance—Short-Term, Long-Term
- Long-Term Care Plans
- Individual Insurance
- Section 125 Plans (FSA)
- COBRA/HIPAA Administration
- Supplemental Insurance—Cancer, Accident, etc.
- On-site Employee Enrollments and Education
- Wellness Initiatives