Customized coverage for your largest investment
For most people, their home is their single most valuable possession and their biggest investment. That’s why it’s important to insure it with a strong, service-oriented company you can trust. SWBC partners with the leading insurers in the industry, so you can be confident that we are providing you with the right coverage at the right price.
- Competitive Pricing
- Comprehensive Coverage
- Customized Protection & Payment Plans
Save even more with our great discounts
We know that everyone likes to save money where they can. That’s why, to make our products even more affordable, we offer the following discounts on our Homeowners Policies:
- Multi-Policy: Insure both your auto and home or condominium with us and save
- Home Security System: Extra protection for your home could mean extra savings on your premium
- New Home: Choose our products when you purchase your new home, and see how much you can save
Get the personalized protection you deserve.
When you choose SWBC, we will work with you to identify coverage options that allow you to customize protection based on your property and needs. In order to calculate the most accurate, comprehensive quote available, you may be asked to provide us with the following information about your home.
- Deductible Requested: $500, $1000, $2500
- Flood Insurance: Required or not
- Losses for past five years: Date, type of loss, amount paid
- Desired level of replacement coverage: We recommend covering your home for 100% of its replacement value
- Home Features:
- Basic information: Year built, square footage, number of stories, type of roof and age, type of foundation
- If home is over 20 years old, age of: Plumbing, electrical wiring, A/C & heating, fireplace—wood burning or gas, number & age of: baths, bedrooms, living areas, eating areas
- Exterior Construction: Percentage of: frame, brick, veneer, rock veneer, stucco, other; garage—construction, number of bays, attached or detached; carport, square footage of: patio/porch, balcony, deck; swimming pool, diving board, pool cabana, fenced yard
- Air Conditioning & Heating: Central air & Heat type (gas or electric), wall furnace, wood-burning stove
- Flooring: Percentage of: wood tile, carpet, vinyl
- Wall Coverings: Percentage of: paint, wall paper, paneling, tile, mirror
- Additional Features: Central vacuum, intercom, French doors, sliding glass doors
- Security: Monitored central alarm system, number of: dead bolt locks, smoke alarms; distance to nearest fire hydrant, inside/outside city limits, distance to responding fire department
- Endorsements requested
- For your added convenience, we offer coverage—at additional cost—for items that might exceed normal policy limits, examples include:
- Jewelry
- Art
- Antiques
- Various collections
SWBC works with these and other fine carriers to provide you with a variety of insurance options to meet your needs as well as your budget.