Electronic Cash Management (ECM)

SWBC’s exclusive loan payment acceptance and processing tool




ECM is a hosted, secure, and PCI compliant application that provides borrowers with convenient options for making their consumer loan or credit card payments. It provides institutions with an efficient method of authorizing, tracking, and collecting these funds.

SWBC’s ECM solution will allow:

  • Increased collection rates and timing, and reduced collection costs
  • Improved member self-service through multiple, private-labeled payment channels
  • More accurate accounting, simplified reconciliation, and greater control over collections

SWBC’s ECM solution can:

  • Improve operational efficiency
  • Increase cash flow
  • Improve borrower experience and satisfaction
  • Guarantee NACHA compliance